Super-secure Gold Loans, approved in minutes
Unlock the value of your gold with Maharashtra’s most trusted gold loan — minimum paperwork, maximum transparency, and the freedom to repay on your terms.
Your gold, honoured the way it should be
Since 2008, we have crafted our gold loan keeping in mind the urgency of funds — tangled as it often is with the emotional value of family jewellery.
With minimal documentation, we expedite the loan process and furnish the maximum loan amount on immediate approval, with a repayment period of up to 1 year. Your gold is valued transparently, stored safely in partner bank vaults, and fully insured — so your asset is protected from the moment you pledge it.
Real-time SMS notifications keep you informed of disbursal and EMI payments. Sit back — we handle the rest.
Apply for a Gold Loan
| Parameter | Details |
|---|---|
| Loan amount | Based on gold value and LTV |
| Repayment tenure | Up to 1 year |
| Documents | PAN Card + Aadhaar Card |
| Approval time | In minutes |
| Gold storage | Partner bank vault, fully insured |
Every benefit, on your side
- Only PAN Card and Aadhaar Card required
- No hidden charges — what we quote is what you pay
- No gold valuation fees
- No foreclosure charges
- Part payment & part release facility
- No jumping rates — fixed for the tenure
- Doorstep service available
- Digital payment available
- DSA facility available for jewellers
- Maximum loan amount on immediate approval
- SMS alerts on disbursal and EMI payments
- Insured, GPS-tracked gold transit
Know your numbers before you borrow
Move the sliders to estimate your gold loan interest instantly. Gold loans have no EMI — you pay interest monthly and the full principal at maturity. Final figures are confirmed at your nearest branch.
Indicative calculation only. Interest rates are offered at the branch based on loan programme and gold purity.
Your estimated monthly interest
Gold loans have no EMI — you pay only interest every month, and the full principal in one lump sum at maturity.
- Total Interest
- ₹0
- Principal at maturity
- ₹0
- Total Payable
- ₹0
From gold to cash in four steps
01
Visit a branch
Walk into any of our 50+ branches with your gold jewellery and ID documents.
02
Free valuation
Our appraiser tests and values your gold transparently in front of you — no valuation fees.
03
Instant approval
Your loan is approved in minutes with just PAN & Aadhaar — typically under 15 minutes.
04
Same-day disbursal
Funds are disbursed digitally on the spot, and your gold moves to an insured bank vault.
Gold Loan questions, answered
The amount depends on the weight and purity of your gold and the Loan-to-Value (LTV) offered. We offer one of the highest LTVs in the market, so you can avail a substantial amount against the gold you pledge.
Just your PAN Card and Aadhaar Card. No income proof, no bank statements, no property documents — your gold is the security.
Yes. Pledged gold is stored in partner bank safety vaults and covered by an insurance policy. Transit is handled by GPS-tracked staff. Legal and technical backing is provided by the MAG Finserv team for the entire arrangement.
Yes — we levy no foreclosure charges. You can also make part payments anytime, and even get a part release of your gold against part payment.
No gold valuation fees and no hidden charges. We keep the process transparent — what we quote upfront is what you pay.
Yes — we offer DSA arrangements for jewellers. Get in touch to discuss partnering with us.
Your gold. Your story. Our promise.
Join 5 lakh+ families who have trusted MAG Finserv with their gold — safely, fairly and instantly.